1  box  OLD EL PASO NACHIPS Tortilla chips  [7½ oz]
 12  oz  Cheddar Cheese  [shredded]
 1  can  OLD EL PASO Refried Beans  [16 oz]
 1  jar  OLD EL PASO Thick & Chunky Salsa  [16 oz]
 ½  cup  Sliced Black Olives  [sliced]
 1  cup  Sour Cream
 1  cup  Guacamole
 1  med  Tomato  [chopped]
 

Preheat oven to 350°.

On a large oven-proof platter arrange half of the  NACHIPS, top with 1½ cups cheese; repeat,

Place platter in oven for 10 minutes or until cheese is melted; remove platter from oven.

Pour bean mixture into a shallow 1½ quart bowl.

Spoon sour cream on half the bean mixture.

Spoon guacamole on remaining half of bean mixture.

Garnish  with chopped tomatoes and sliced olives.

Dip hot Nachos into bean mixture.